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Claim or joinLegal name: VILLA ZAMORA CONDOMINIUM ASSOCIATION, INC.
Condo / COA · 38 units · Coral Gables, FL
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Public record
Neighborhood-area medians for the surrounding area, not records of this association.
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Or start with what happened
See also the Florida Condominium Act (Fla. Stat. Ch. 718).
No SB 4-D applicability determination is on file for this association.
Public record · State structural-integrity filings, state workers' compensation filings
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively Low composite risk for this neighborhood area · 43rd percentile of FL neighborhood areas
43 federal disaster declarations for this county, including 23 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · CORAL GABLES, CITY OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
1,409 flood policies in force in this ZIP (796 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
This association carries its own workers’-comp policy, a signal it directly employs on-site staff rather than relying solely on a management company’s coverage.
Public record · State workers' compensation filings
5 recorded sales since 2024. 56,068 total living square feet on the roll.
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
From public officer filings · 2026 Q3 snapshot
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81% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Annual change in ZIP 33134
2020 +2.0% · 2021 +11.7% · 2022 +18.5% · 2023 +15.1% · 2024 +12.0% · 2025 +2.2%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
The Horvat Law Firm, PLLC · Law firm
18400 SW 97 Avenue
Cutler Bay, 33157
Public record · State filing
Nearest Superfund site: GOLD COAST OIL SUPERFUND SITE, about 3.2 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Miami-Dade County: Coastal flood, Oct 8, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Miami-Dade County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 33134 · 2022
Average premium changed -6.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Common Elements verified vendor directory
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State filing
On file as VILLA ZAMORA CONDOMINIUM ASSOCIATION, INC.
Legal name · 1 linked public record
Filed as shown; displayed as Villa Zamora Condominium Association, INC.
County parcel records, address verified
Principal address
Public record
Units · 2 linked public records
High confidence
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-08-27
Names are shown in title case for readability. The string above is the name on file, unchanged.
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