This association’s public record, built from public filings and public data. Board members and managers can claim and correct it.
Claim or joinLegal name: TOWERING OAKS TOWNHOME OWNERS ASSOCIATION, INC.
Association · Est. 4 units · St. Augustine, FL
Common Elements
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Public record · State filing, state filing, registered agent
Statute-cited calculators and generators for Towering Oaks Townhome Owners Association. No account needed.
Or start with what happened
See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively Moderate composite risk for this neighborhood area · 76th percentile of FL neighborhood areas
34 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · ST. AUGUSTINE, CITY OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
10,696 flood policies in force in this ZIP (5,578 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Apr 18, 2025 · ERP Individual
Towering Oaks (Transfer)
Capital-project and contractor activity on file.
Public record · Environmental resource permits
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in ZIP 32080
2020 +5.5% · 2021 +15.1% · 2022 +26.1% · 2023 +10.5% · 2024 -3.7% · 2025 +3.4%
From public officer filings · 2026 Q2 snapshot
Claim it to manage Towering Oaks Townhome Owners Association, INC. on Common Elements. Claim this association
24% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Sovereign & Jacobs Property Management Com · Management Company
120 Sea Grove Main St.
St. Augustine, 32080
Public record · State filing
Nearest Superfund site: ST. AUGUSTINE GAS COMPANY, about 3.9 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in St. Johns County: Coastal flood, Oct 10, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Ian, 2022. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe St. Johns County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32080 · 2022
Average premium changed -12.6% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1 Roof LLC
Ponte Vedra, FL
123 Cbc INC.
Ponte Vedra, FL
1565 Woodworks, LLC
Saint Augustine Beac, FL
20/20 Plumbing LLC
Elkton, FL
22 Affordable Contractors LLC
Saint Augustine, FL
27 South Home Group, LLC
Ponte Vedra Beach, FL
Verified vendor companies serving St. Johns County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as TOWERING OAKS TOWNHOME OWNERS ASSOCIATION, INC.
Legal name · 1 linked public record
Filed as shown; displayed as Towering Oaks Townhome Owners Association, INC.
County parcel records, address verified
Principal address
Public record
Units · Map location · 4 linked public records
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
Geocoded 2026-07-12
Names are shown in title case for readability. The string above is the name on file, unchanged.
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