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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Very High composite risk for this neighborhood area · 99th percentile of TX neighborhood areas
22 federal disaster declarations for this county, including 3 hurricanes, most recent May 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · VALLEY VIEW, CITY OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 76272
2020 +6.2% · 2021 +13.3% · 2022 +23.8% · 2023 +11.4% · 2024 -0.4% · 2025 +7.0%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
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TX TREC Management Certificate — The Ranch at Lake Ray Roberts Property Owners Association
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1% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Public record · Recorded documents
Most recent significant event in Cooke County: Flash flood, Oct 24, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Cooke County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 76272 · 2022
Average premium changed +6.5% across the filed window (2018 to 2022).
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Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Recorded management certificate
On file as The Ranch at Lake Ray Roberts Property Owners Association
Principal address · Legal name
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-05-20
Public record
2 linked public records
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