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Claim or joinLegal name: THE COTTAGES AT BYRON FOREST HOMEOWNERS ASSOCIATION, INC.
HOA · 1 units · Horse Shoe, NC
Public sources disagree about this community's size. We found estimates from 1 to 2 (Registry filing: 1 · County parcel roll (linked parcels): 2). Review the sources below or submit a correction. Officers can update this listing.
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See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 72nd percentile of NC counties
18 federal disaster declarations for this county, including 8 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in ZIP 28759
2020 -0.3% · 2021 +16.9% · 2022 +17.5% · 2023 +8.7% · 2024 +8.0% · 2025 -5.7%
Most recent significant event in Henderson County: Flood, Sep 27, 2024.
Post-storm federal aerial imagery exists for this location: Hurricane Helene, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Henderson County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Homeowners insurance in ZIP 28759 · 2022
Average premium changed +9.2% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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State filing
On file as THE COTTAGES AT BYRON FOREST HOMEOWNERS ASSOCIATION, INC.
Legal name
Filed as shown; displayed as The Cottages at Byron Forest Homeowners Association, INC.
County parcel records, address verified
Principal address
Source not recorded
Units
Inferred from the name on file
Type
Geocoded from the address on file
Map location
County parcel records
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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