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Claim or joinLegal name: TERRACE I AT HERITAGE POINTE, A CONDO
Condo / COA · 64 units · Fort Myers, FL
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Public record · State filing
Statute-cited calculators and generators for Terrace I at Heritage Pointe, a Condominium. No account needed.
Or start with what happened
See also the Florida Condominium Act (Fla. Stat. Ch. 718).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively High composite risk for this neighborhood area · 92nd percentile of FL neighborhood areas
45 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · FORT MYERS, CITY OF
CRS class 9: community flood-mitigation rating, 1 is the strongest discount
19,831 flood policies in force in this ZIP (11,606 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 33908
2020 +2.6% · 2021 +14.7% · 2022 +25.7% · 2023 +4.8% · 2024 +4.4% · 2025 -12.5%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
No officer filings on record for Terrace I at Heritage Pointe, a Condominium yet.
From public officer filings
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38% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Lee County: Flood, Sep 17, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Milton, 2024; Hurricane Ian, 2022. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Lee County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 33908 · 2022
Average premium changed -23.9% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1 Land Solution LLC
Cape Coral, FL
1-Tom-Plumber of SW Florida
Cape Coral, FL
1776 Construction Group LLC
Fort Myers, FL
1FL Contracting INC
North Fort Myers, FL
1st Choice Hurricane Protection LLC
Bonita Springs, FL
2 by 2 LLC
Cape Coral, FL
Verified vendor companies serving Lee County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State condominium filing
On file as TERRACE I AT HERITAGE POINTE, A CONDO
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Terrace I at Heritage Pointe, a Condominium
Source not recorded
Type · Units
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Names are shown in title case for readability. The string above is the name on file, unchanged.
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