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Claim or joinLegal name: ST. ANNE'S ISLAND AT OAK HARBOR HOMEOWNERS ASSOCIATION, INC.
HOA · VERO BCH, FL
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Neighborhood-area medians for the surrounding area, not records of this association.
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Public record · State filing, state filing, registered agent
Statute-cited calculators and generators for St. Anne's Island at Oak Harbor Homeowners Association. No account needed.
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively High composite risk for this neighborhood area · 87th percentile of FL neighborhood areas
35 federal disaster declarations for this county, including 22 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
811 flood policies in force in this ZIP (167 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 32962
2020 +9.5% · 2021 +15.3% · 2022 +26.7% · 2023 +7.4% · 2024 +2.0% · 2025 -3.8%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q3 snapshot
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Keystone Property Management Group · Management Company
Keystone Property Management Group
36% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
VERO BEACH, 32962-1660
Public record · State filing
Nearest Superfund site: STAUFFER AGRICULTURAL CHEMICALS, about 1.3 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Indian River County: Tornado, Oct 9, 2024.
Post-storm federal aerial imagery exists for this location: Hurricane Nicole, 2022. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Indian River County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32962 · 2022
Average premium changed -7.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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State filing
On file as ST. ANNE'S ISLAND AT OAK HARBOR HOMEOWNERS ASSOCIATION, INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as St. Anne's Island at Oak Harbor Homeowners Association, INC.
Source not recorded
Map location · Type
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