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Claim or joinCondo / COA · 140 units · WILLOUGHBY, OH
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Browse open RFPsPublic record, cross-referenced across state, county, and federal filings. Not legal advice. Consult association counsel for governance questions.
Or start with what happened
See also the Ohio Condominium Property Act (ORC § 5311).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · FHA condo approval records
Very Low composite risk for this neighborhood area · 30th percentile of OH neighborhood areas
15 federal disaster declarations for this county, including 1 hurricane, most recent Mar 2020.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · WILLOUGHBY, CITY OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 44094
2020 +3.8% · 2021 +8.2% · 2022 +10.3% · 2023 +7.0% · 2024 +8.8% · 2025 +6.8%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
0% of nearby housing sits in 5+ unit buildings, most of it built in the 1970s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Lake County: Tornado, Aug 6, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Lake County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 44094 · 2022
Average premium changed +3.6% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
A and G Electrical Contractors, LLC
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Abc Concrete Cutting INC
Sylvania, OH
Adams Robinson Construction Company
Dayton, OH
Advanced Land Management, LLC
Butler, OH
Affordable Housing Renovation Development LLC
Columbia Station, OH
Agresta Electric Corporation
Chagrin Falls, OH
Verified vendor companies serving Lake County, OH. Listing only, not an endorsement.
Common Elements verified vendor directory
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Cross-referenced public records
On file as SMUGGLER'S COVE CONDOMINIUMS
Principal address · Legal name · Type
Filed as shown; displayed as Smuggler's Cove Condominiums
Public record
Units · 1 linked public record
High confidence
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Names are shown in title case for readability. The string above is the name on file, unchanged.
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