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Statute-cited calculators and generators for Sea Grove Property Owners' Ass. No account needed.
Or start with what happened
See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively Moderate composite risk for this neighborhood area · 60th percentile of FL neighborhood areas
40 federal disaster declarations for this county, including 20 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · FERNANDINA BEACH, CITY OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
7,799 flood policies in force in this ZIP (2,885 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in ZIP 32034
2020 +5.3% · 2021 +17.2% · 2022 +24.0% · 2023 +15.3% · 2024 +2.8% · 2025 -1.5%
No officer filings on record for Sea Grove Property Owners' Ass yet.
From public officer filings
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10% of nearby housing sits in 5+ unit buildings, most of it built in 2020 or later.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Nassau County: Coastal flood, Oct 9, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Ian, 2022. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Nassau County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32034 · 2022
Average premium changed -24.4% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1st Electric Response INC
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21st Century Renewables LLC
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405 Roof LLC
Yulee, FL
A + Environmental Solutions & Services L.L.C.
Yulee, FL
A Plus Construction Services, INC.
Yulee, FL
A1A Solar Contracting, INC.
Fernandina Beach, FL
Verified vendor companies serving Nassau County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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County parcel records
On file as Sea Grove Property Owners' Ass
Legal name
County parcel records, address verified
Principal address
Cross-referenced public records
Type
Public record
Map location
Geocoded 2026-07-12
Names are shown in title case for readability. The string above is the name on file, unchanged.
Fill-in documents Sea Grove Property Owners' Ass’s board can download and adapt. Statute-cited, free, and no account needed.
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