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Common Elements
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Reserves
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Data sourced from New York Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
Statute-cited calculators and generators for Schenectady County Community College Faculty Association. No account needed.
See also the New York Not-for-Profit Corporation Law (BCL Art. 2).
Annual change in Schenectady County
2020 +3.9% · 2021 +12.2% · 2022 +12.5% · 2023 +11.1% · 2024 +7.8% · 2025 +4.2%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
52% of nearby housing sits in 5+ unit buildings, most of it built before 1940.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Source: Common Elements directory
Most recent significant event in Schenectady County: Flood, Mar 9, 2026.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Schenectady County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Homeowners insurance in ZIP 12305-2215 · 2022
Average premium changed +8.5% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022