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Claim or joinCondo / COA · 96 units · MT CLEMENS, MI
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Browse open RFPsData sourced from Michigan Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
See also the Michigan Condominium Act (MCL § 559.101 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Source: FEMA National Risk Index, FEMA National Flood Hazard Layer
Source: HUD FHA
Relatively Moderate composite risk · 98th percentile of MI counties
18 federal disaster declarations for this county, including 1 hurricane, most recent Feb 2024.
For context, not a safety rating.
Source: FEMA National Risk Index and federal disaster-declaration records
Participates in the National Flood Insurance Program · WASHINGTON, CHARTER TOWNSHIP OF
CRS class 7: community flood-mitigation rating, 1 is the strongest discount
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
Annual change in ZIP 48043
2020 +6.7% · 2021 +13.0% · 2022 +7.9% · 2023 +10.2% · 2024 +7.4% · 2025 +2.1%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
10% of nearby housing sits in 5+ unit buildings, most of it built in the 1950s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Source: Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Macomb County: Flash flood, Jul 28, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Macomb County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Homeowners insurance in ZIP 48043 · 2022
Average premium changed +1.6% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022
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Derived from linked public records
Filed as ROSE GARDEN CONDOMINIUMS
Principal address · Legal name
Filed as shown; displayed as Rose Garden Condominiums
hud_fha_condo_projects
Units
High confidence
Inferred from linked records
Type
hud_fha
1 linked public record
candidate_promotion_backfill low
Names are shown in title case for readability. The filed string above is what that source recorded, unchanged.
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