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Claim or joinHOA · 78 units · Cave Creek, AZ
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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Very High composite risk for this county · 100th percentile of AZ counties
27 federal disaster declarations for this county, including 1 hurricane, most recent Jun 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · CAVE CREEK, TOWN OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
16 recorded sales since 2024. 156,306 total living square feet on the roll.
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Most recent significant event in Maricopa County: Flash flood, Nov 19, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Maricopa County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Annual change in ZIP 85331
2020 +5.3% · 2021 +16.3% · 2022 +23.5% · 2023 +4.6% · 2024 +7.1% · 2025 -1.5%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Homeowners insurance in ZIP 85331 · 2022
Average premium changed +13.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as RANCHO VILLAS
Principal address · Legal name · Type
Filed as shown; displayed as Rancho Villas
Source not recorded
Units
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