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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively High composite risk for this county · 92nd percentile of FL counties
47 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in Hillsborough County
2020 +5.6% · 2021 +16.4% · 2022 +23.5% · 2023 +9.2% · 2024 +2.4% · 2025 +1.7%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
From public officer filings · 2026 Q2 snapshot
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Nearest Superfund site: CREEK HAVEN DRIVE MERCURY SPILL, about 2.7 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Common Elements directory
Public record · State structural-integrity filings, county parcel records
Most recent significant event in Hillsborough County: Tornado, Aug 8, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Hillsborough County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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State filing
On file as PADDOCK OAKS HOMEOWNERS ASSOCIATION, INC. OF HILLSBOROUGH COUNTY
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Paddock Oaks Homeowners Association, INC. of Hillsborough County
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