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Claim or joinLegal name: OWNERS ASSOCIATION OF CHERRY LAKES INC.
Association · Neptune Beach, FL
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Very Low composite risk for this neighborhood area · 9th percentile of FL neighborhood areas
41 federal disaster declarations for this county, including 22 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · NEPTUNE BEACH, CITY OF
CRS class 6: community flood-mitigation rating, 1 is the strongest discount
1,002 flood policies in force in this ZIP (11 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
May 30, 2025 · ERP Individual
Cherry Lakes (Transfer)
Mar 10, 2025 · ERP Individual
Cherry Lakes (Transfer)
Capital-project and contractor activity on file.
Public record · Environmental resource permits
Annual change in ZIP 32266
2020 +8.1% · 2021 +17.5% · 2022 +20.4% · 2023 +6.5% · 2024 +3.1% · 2025 +5.3%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q2 snapshot
Claim it to manage Owners Association of Cherry Lakes INC. on Common Elements. Claim this association
3% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Duval County: Coastal flood, Oct 9, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Ian, 2022; Hurricane Dorian, 2019; Hurricane Irma, 2017. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Duval County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32266 · 2022
Average premium changed -15.9% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1 Source Property Solutions LLC
Jacksonville, FL
1-800-Plumber & Air of Clearwater
Jacksonville, FL
1st Choice Engineering, Construction & Development LLC
Jacksonville, FL
1st Impressions Heating & Air, INC.
Jacksonville, FL
1st Impressions Plumbing, INC.
Jacksonville, FL
29 Otavi Group, LLC
Atlantic Beach, FL
Verified vendor companies serving Duval County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
Opens commonelements.com/directory/associations/owners-association-of-cherry-lakes-inc-neptune-beach-fl on your phone.
State filing
On file as OWNERS ASSOCIATION OF CHERRY LAKES INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Owners Association of Cherry Lakes INC.
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Names are shown in title case for readability. The string above is the name on file, unchanged.
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