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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this county · 96th percentile of TX counties
24 federal disaster declarations for this county, including 5 hurricanes, most recent May 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · KRUM, CITY OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 76249
2020 +2.6% · 2021 +12.5% · 2022 +23.8% · 2023 +7.4% · 2024 -4.0% · 2025 +4.8%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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Most recent significant event in Denton County: Flash flood, Sep 22, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Denton County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 76249 · 2022
Average premium changed +6.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as O T KRUM
Legal name · Type
Filed as shown; displayed as O T Krum
County parcel records, address verified
Principal address
Geocoded from the address on file
Map location
Geocoded 2026-08-27
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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