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Common Elements
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Insurance
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Data sourced from the Florida Division of Corporations (SunBiz) and DBPR filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
3,590 flood policies in force in this ZIP (7 condo) · as of 2026-06-10
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
Annual change in ZIP 33823
2020 +7.6% · 2021 +15.8% · 2022 +26.6% · 2023 +4.0% · 2024 +6.2% · 2025 +1.8%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Source: FL SIRS · county property records
From public officer filings · 2026 Q2 snapshot
1% of nearby housing sits in 5+ unit buildings, most of it built in the 1970s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Source: Common Elements directory
Claim it to manage NORTH POINTE HOME OWNERS ASSOCIATION OF AUBURNDALE, FLORIDA, INC. on Common Elements.
Claim this associationSelf-hosted site · resident login required
Source: Common Elements website detection
GREG ESQ SANOBA · Law firm
422 S. FLORIDA AVENUE
LAKELAND, 33801
Source: Florida Division of Corporations (Sunbiz) records
Nearest Superfund site: BORDEN CHEM CO/ TENORIC MINE, about 0.5 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Source: EPA Facility Registry Service public data (Superfund SEMS, Toxics Release Inventory, ACRES brownfields) · as of Jul 2026
Most recent significant event in Polk County: Hurricane, Oct 9, 2024.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Polk County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Homeowners insurance in ZIP 33823 · 2022
Average premium changed -32.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022