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See also the Kentucky Condominium Act (KRS Ch. 381).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · FHA condo approval records
Relatively Moderate composite risk for this neighborhood area · 71st percentile of KY neighborhood areas
21 federal disaster declarations for this county, including 1 hurricane, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 40511
2020 +5.9% · 2021 +10.3% · 2022 +16.7% · 2023 +12.7% · 2024 +1.6% · 2025 +10.9%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
1% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Most recent significant event in Fayette County: Flash flood, Oct 7, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Fayette County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 40511 · 2022
Average premium changed +1.3% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
84 Lumber Company, Limited Partnership
Florence, KY
Abel Construction Company INC
Louisville, KY
Air 24/7, LLC
Union, KY
All-in-One Security, INC.
Mount Washington, KY
Amteck LLC
Owingsville, KY
Anderson & Rodgers Construction, INC.
Lawrenceburg, KY
Verified vendor companies serving Fayette County, KY. Listing only, not an endorsement.
Common Elements verified vendor directory
Cross-referenced public records
On file as LORILLARD LOFTS
Principal address · Legal name · Type
Filed as shown; displayed as Lorillard Lofts
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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