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Common Elements
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Reserves
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Data sourced from New York Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
See also the New York Not-for-Profit Corporation Law (BCL Art. 2).
Annual change in ZIP 11786
2020 +5.8% · 2021 +10.1% · 2022 +14.6% · 2023 +4.5% · 2024 +10.0% · 2025 +5.3%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Homeowners insurance in ZIP 11786 · 2022
Average premium changed +4.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022
Source: Common Elements directory