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Common Elements
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Insurance
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Data sourced from the Florida Division of Corporations (SunBiz) and DBPR filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
Statute-cited calculators and generators for FOSTER'S GROVE AT OVIEDO COMMUNITY ASSOCIATION, INC.. No account needed.
See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Source: FEMA National Risk Index, FEMA National Flood Hazard Layer, FL DBPR SIRS registry
Source: FEMA NFHL · FL SIRS · HUD FHA
19,177 flood policies in force in this ZIP (388 condo) · as of 2026-06-10
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
Jan 19, 2018 · ERP Individual
Foster's Grove Subdivision (Transfer)
Capital-project and contractor activity on file.
Source: Miami-Dade County and Fort Lauderdale building-permit records
Annual change in ZIP 32765
2020 +2.7% · 2021 +11.4% · 2022 +21.4% · 2023 +10.9% · 2024 +3.3% · 2025 -2.7%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
From public officer filings · 2026 Q2 snapshot
6% of nearby housing sits in 5+ unit buildings, most of it built in the 2010s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Source: Common Elements directory
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Source: FL SIRS · county property records
Claim it to manage FOSTER'S GROVE AT OVIEDO COMMUNITY ASSOCIATION, INC. on Common Elements.
Claim this associationAMERICAN HOME TEAM REALTY, LLC · Individual
253 PLAZA DRIVE
OVIEDO, 32765
Source: Florida Division of Corporations (Sunbiz) records
Nearest Superfund site: ALAFAYA TRAIL MERCURY SPILL, about 1.9 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Source: EPA Facility Registry Service public data (Superfund SEMS, Toxics Release Inventory, ACRES brownfields) · as of Jul 2026
Most recent significant event in Seminole County: Tornado, Mar 10, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Seminole County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Homeowners insurance in ZIP 32765 · 2022
Average premium changed -21.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022