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Claim or joinLegal name: EXPRESSIONS AT RANCHO NIGUEL*
Condo / COA · 266 units · Laguna Niguel, CA
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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · FHA condo approval records
Relatively Low composite risk for this neighborhood area · 11th percentile of CA neighborhood areas
42 federal disaster declarations for this county, including 1 hurricane, most recent May 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · LAGUNA NIGUEL, CITY OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 92677
2020 +0.4% · 2021 +10.3% · 2022 +15.9% · 2023 +15.1% · 2024 +10.8% · 2025 +8.1%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
16% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Orange County: Flood, Feb 16, 2026.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Orange County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 92677 · 2022
Average premium changed +26.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
A/V Consulting
San Diego, CA
Abm Electrical & Lighting Solutions, INC.
Sacramento, CA
Acs Architectural Construction Services, INC.
Newport Beach, CA
Air & Lube Systems, INC.
Sacramento, CA
Alain Hirsch Construction Corp.
Long Beach, CA
Albrapainting Handyman L.L.C.
Escondido, CA
Verified vendor companies serving Orange County, CA. Listing only, not an endorsement.
Common Elements verified vendor directory
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Cross-referenced public records
On file as EXPRESSIONS AT RANCHO NIGUEL*
Principal address · Legal name · Type
Filed as shown; displayed as Expressions at Rancho Niguel
Public record
Units · 288 linked public records
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Geocoded from the address on file
Map location
Geocoded 2026-06-06
Names are shown in title case for readability. The string above is the name on file, unchanged.
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