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Claim or joinLegal name: ECHO VALLEY ACRES HOME OWNERS ASSOCIATION, INCORPORATED
HOA · Mills River, NC
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See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 72nd percentile of NC counties
18 federal disaster declarations for this county, including 8 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Not currently listed as participating in the federal flood insurance program
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Public record · Federal flood program records
Annual change in ZIP 28759
2020 -0.3% · 2021 +16.9% · 2022 +17.5% · 2023 +8.7% · 2024 +8.0% · 2025 -5.7%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Henderson County: Flood, Sep 27, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Henderson County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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Homeowners insurance in ZIP 28759 · 2022
Average premium changed +9.2% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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State filing
On file as ECHO VALLEY ACRES HOME OWNERS ASSOCIATION, INCORPORATED
Principal address · Legal name
Filed as shown; displayed as Echo Valley Acres Home Owners Association, Incorporated
Inferred from the name on file
Type
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