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Claim or joinLegal name: CROSS CREEK AT EAST LAKE WOODLANDS HOMEOWNERS ASSOCIATION, INC.
HOA · Oldsmar, FL
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Neighborhood-area medians for the surrounding area, not records of this association.
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively Moderate composite risk for this neighborhood area · 72nd percentile of FL neighborhood areas
45 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · OLDSMAR, CITY OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
4,140 flood policies in force in this ZIP (446 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Public record · State health department pool inspections
Annual change in ZIP 34677
2020 +5.6% · 2021 +14.3% · 2022 +26.8% · 2023 +5.7% · 2024 +4.3% · 2025 +0.3%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q2 snapshot
Claim it to manage Cross Creek at East Lake Woodlands Homeowners Association, INC. on Common Elements. Claim this association
18% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
21 documents published by this association on its own website, most recent dated 2026.
Budget1
Financial statement5
Reserve study3
Meeting minutes2
Declaration5
Bylaws1
Rules and regulations1
Form1
Document2
Common Elements indexed these files from elwcrosscreek.com. Links open the association’s own copy; we do not host or redistribute the files. Document types and dates are read automatically from each file, and 17 of 21 carry a date we could read with confidence. The rest are shown as undated rather than guessed. Resident directories and spreadsheets are excluded.
Nearest Superfund site: ANGELICA TEXTILES, about 4.6 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Pinellas County: Tornado, Sep 25, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Helene, 2024; Hurricane Milton, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Pinellas County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 34677 · 2022
Average premium changed -17.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1-Tom-Plumber of Sarasota
St. Petersburg, FL
1714 Magnolia Rd LLC
Belleair, FL
1776 Liberty Construction, LLC
St Petersburg, FL
180 Design & Renovation LLC
St. Petersburg, FL
1st Call Air Conditioning LLC
Largo, FL
1st Downs Plumbing Limited Liability Company
Largo, FL
Verified vendor companies serving Pinellas County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as CROSS CREEK AT EAST LAKE WOODLANDS HOMEOWNERS ASSOCIATION, INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Cross Creek at East Lake Woodlands Homeowners Association, INC.
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
2 linked public records
Names are shown in title case for readability. The string above is the name on file, unchanged.
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