This association’s public record, built from public filings and public data. Board members and managers can claim and correct it.
Claim or joinLegal name: CARMEL BY THE LAKE CONDOMINIUM ASSOCIATION, INC.
Condo / COA · Est. 9 units · Maitland, FL
Common Elements
Find vetted vendors, run better RFPs, talk to other boards. Free to join.
Follow this association by email
Public record
Neighborhood-area medians for the surrounding area, not records of this association.
Loading record details
Are you an officer or director?
Photos are reviewed before they appear.
No photos of Carmel by the Lake Condominium Association, INC. yet. A picture of the entrance, the sign, or the buildings helps everyone recognize this community.
Upload its declaration, bylaws, or rules for a free, instant read. We flag clauses that Florida statute or federal law may have already overridden, so you know what still holds. No account required; the file is held 7 days, then deleted.
Request quotes from vetted firms: insurance, management, banking, reserve studies, legal. Free for boards and managers.
Get quotesRun the mortgage readiness check for Carmel by the Lake Condominium Association.
Check mortgage readinessSee open bid requests and get listed in the vendor directory.
Browse open RFPsPublic record, cross-referenced across state, county, and federal filings. Not legal advice. Consult association counsel for governance questions.
Public record · State filing, state filing, registered agent
Statute-cited calculators and generators for Carmel by the Lake Condominium Association. No account needed.
Or start with what happened
See also the Florida Condominium Act (Fla. Stat. Ch. 718).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively Moderate composite risk for this county · 58th percentile of FL counties
39 federal disaster declarations for this county, including 20 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
352 flood policies in force in this ZIP (30 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Jul 8, 2025 · ERP Individual
Carmel by the lake - Dock Replacement
Capital-project and contractor activity on file.
Public record · Environmental resource permits
Public record · State health department pool inspections
Floors served is the elevator's own stop count, not an official building-height record, a close proxy, not an exact story count.
Public record · State elevator certificates
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in ZIP 32751
2020 +3.6% · 2021 +12.8% · 2022 +20.4% · 2023 +8.3% · 2024 +1.7% · 2025 +5.8%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
From public officer filings · 2026 Q2 snapshot
Claim it to manage Carmel by the Lake Condominium Association, INC. on Common Elements.
Nearest Superfund site: DRIFTWOOD CLEANERS, about 0.9 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Common Elements directory
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
VISTA COMMUNITY ASSOCIATION MANAGEMENT · Management Company
323 CIRCLE DRIVE
MAITLAND, 32751
Public record · State filing
Most recent significant event in Seminole County: Tornado, Mar 10, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Seminole County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32751 · 2022
Average premium changed -11.4% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
Verified vendor companies serving Seminole County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
On a computer? Scan to open this association in the app.
Opens commonelements.com/directory/associations/carmel-by-the-lake-condominium-association-inc-maitland-fl on your phone.
State filing
On file as CARMEL BY THE LAKE CONDOMINIUM ASSOCIATION, INC.
Legal name · 1 linked public record
Filed as shown; displayed as Carmel by the Lake Condominium Association, INC.
County parcel records, address verified
Principal address
Public record
Units · 24 linked public records
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Names are shown in title case for readability. The string above is the name on file, unchanged.
Fill-in documents Carmel by the Lake Condominium Association’s board can download and adapt. Statute-cited, free, and no account needed.
Browse the full governance template library.
Owners and residents join instantly, with no approval step.
Your association's public record, its documents, and neighbors asking the same questions. Free, and you can leave at any time.
How are you connected to this community?
One sign-in step, then you land back on this page.
Boards, managers, owners, and counsel across Florida discuss assessments, rules, reserves, meetings, and disputes in the Common Area. Post anonymously under an alias (your real name is never shown unless you choose).