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Claim or joinLegal name: CARLTON ESTATES PROPERTY OWNERS ASSOCIATION, INC.
HOA · PORT ST LUCIE, FL
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively High composite risk for this county · 79th percentile of FL counties
38 federal disaster declarations for this county, including 24 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
1,396 flood policies in force in this ZIP (37 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 34986
2020 +2.7% · 2021 +17.4% · 2022 +24.2% · 2023 +5.2% · 2024 +1.1% · 2025 -2.1%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
From public officer filings
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Most recent significant event in St. Lucie County: Tornado, Oct 9, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe St. Lucie County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Public record · State structural-integrity filings, county parcel records
Homeowners insurance in ZIP 34986 · 2022
Average premium changed -9.2% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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State filing
On file as CARLTON ESTATES PROPERTY OWNERS ASSOCIATION, INC.
Principal address · Legal name
Filed as shown; displayed as Carlton Estates Property Owners Association, INC.
Inferred from the name on file
Type
Names are shown in title case for readability. The string above is the name on file, unchanged.
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