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Claim or joinLegal name: BEACON REEF, A CONDO
Condo / COA · 96 units · Islamorada, FL
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See also the Florida Condominium Act (Fla. Stat. Ch. 718).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps, FHA condo approval records
Relatively High composite risk for this neighborhood area · 95th percentile of FL neighborhood areas
47 federal disaster declarations for this county, including 26 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · ISLAMORADA, VILLAGE OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
2,546 flood policies in force in this ZIP (1,001 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Floors served is the elevator's own stop count, not an official building-height record, a close proxy, not an exact story count.
Public record · State elevator certificates
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 33036
2020 +14.5% · 2021 +5.6% · 2022 +34.3%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
No officer filings on record for Beacon Reef, a Condominium yet.
From public officer filings
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24% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Monroe County: Flood, Dec 29, 2024.
Post-storm federal aerial imagery exists for this location: Hurricane Ian, 2022. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Monroe County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
2G Construction Management LLC
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3rd Generation Plumbing, INC
Marathon, FL
A Affordable Emergency Svcs INC
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A All Major Brands Corp
Key Largo, FL
A Perry Homes Florida LLC
Key Largo, FL
A Plus Roofing of Key West INC
Key West, FL
Verified vendor companies serving Monroe County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
State condominium filing
On file as BEACON REEF, A CONDO
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Beacon Reef, a Condominium
Source not recorded
Type · Units
Geocoded from the address on file
Map location
Geocoded 2026-05-19
Public record
3 linked public records
Names are shown in title case for readability. The string above is the name on file, unchanged.
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