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Common Elements
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Insurance
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Data sourced from Washington Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
See also the Washington Condominium Act (RCW Ch. 64.34).
Annual change in ZIP 98109
2020 +2.4% · 2021 +1.2% · 2022 +16.1% · 2023 -6.7% · 2024 -4.4% · 2025 +9.3%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Homeowners insurance in ZIP 98109 · 2022
Average premium changed +7.5% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022
Source: Common Elements directory