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Claim or joinLegal name: 188-190 ORCHARD STREET CONDO
Condo / COA · 2 units · Watertown, MA
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See also the Massachusetts Condominium Act (M.G.L. Ch. 183A).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · FHA condo approval records
Very Low composite risk for this neighborhood area · 13th percentile of MA neighborhood areas
35 federal disaster declarations for this county, including 7 hurricanes, most recent Sep 2023.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · WATERTOWN, TOWN OF
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Annual change in ZIP 02472
2020 +2.6% · 2021 +5.9% · 2022 +7.9% · 2023 +9.7% · 2024 +5.8% · 2025 +3.9%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
15% of nearby housing sits in 5+ unit buildings, most of it built before 1940.
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Public record · Federal community survey estimates
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Most recent significant event in Middlesex County: Tornado, Sep 6, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Middlesex County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 02472 · 2022
Average premium changed +1.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as 188-190 ORCHARD STREET CONDO
Principal address · Legal name · Type
Filed as shown; displayed as 188-190 Orchard Street Condominium
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Units · 1 linked public record
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Geocoded from the address on file
Map location
Geocoded 2026-06-06
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