Budget season
Texas HOA and condo budget guides
Texas budget season runs on your dedicatory instruments, not on a statutory calendar. The Property Code tells you that an assessment has to rest on a budget adopted at least annually, and then it largely leaves the sequence, the notice, and the reserve policy to the declaration and bylaws.
That makes the Texas board's first budget task different from a Florida board's: read your own documents and write the calendar down, because nothing external will do it for you. These guides cover the method, the clocks the code does impose, why reserves are a governance decision here rather than a mandate, and how an assessment increase interacts with the Chapter 209 collection rules.
How to build a Texas HOA or condo annual budget
Build from actuals, price the § 82.111 insurance requirement early, and adopt the annual budget § 82.112(a) makes the assessment depend on.
Read the guideTexas budget calendar and the clocks that matter
A working budget calendar for Texas boards, plus the Property Code clocks that cut across budget season.
Read the guideReserve study basics for Texas boards
What Chapter 82 actually says about reserves, how a study is built, and why the resale certificate is where underfunding surfaces first.
Read the guideRaising assessments in Texas
The arithmetic, the three instruments, the 67 percent borrowing threshold, and what the Chapter 209 collection rules mean for your bad debt line.
Read the guideBudget packet checklist for Texas boards
The owner mailing Texas does not require but should send, the working file, and the records duty budget season triggers.
Read the guideRun the numbers while you read
The calculators these guides reference are free and need no account.
- Texas board tools. Calculators, planners, and document generators.
- Annual budget builder. Line editing, per-unit dues derivation, and notice-deadline tracking.
- Texas statute reference. The sections every guide above cites.
Compare notes with other Texas boards
Common Elements is where boards and managers compare vendors, run RFPs, and ask each other what a budget number should look like. Free to join, no credit card.