Cross-reference: officer and director liability — § 720.303(1) (HOA)

Common Elements summary — Navigational placeholder. Officer-and-director immunity for Florida homeowners' associations is set by § 720.303(1) (and 720.303(13) for the corresponding indemnification right), not by Chapter 768. The HOA-specific immunity tracks the condominium version closely: directors are not personally liable for monetary damages to the association or any other party for any statement, vote, decision, or failure to take any action regarding association management unless the breach involves conduct that is criminal, was in violation of the chapter, was outside the scope of authority, or was committed with reckless disregard for the safety of others. For HOA boards this is the immunity statute to cite in any board-action lawsuit. Combined with 617.0830 (business judgment) and 617.0834 (volunteer immunity), it gives a properly-acting director three independent shields. The chapter-specific overlay matters because it explicitly covers omissions ("failure to take any action") — a feature missing from the 617 baseline. Boards facing inaction claims (failure to enforce, failure to repair) should anchor the defense in 720.303(1) rather than 617.0834.