Tool · Ohio
Ohio: national best-practice guidance
Reserve-study mandates differ sharply by state — some require a study on a fixed cycle and bar underfunding, others allow members to waive reserves entirely. Florida's Structural Integrity Reserve Study (SIRS) regime is built in full. The funding math is sound everywhere; confirm whether your state mandates a study and on what cycle.
Florida basis: Florida SB 4-D / F.S. § 718.112
We build each state in full as we author its statutory rules — Florida is done, and Ohio is on the way. Until then, use the Florida reference and confirm the specifics for Ohio with your governing documents and state statute. This is educational and not legal advice.