Massachusetts insurance market
Top carriers writing residential and condominium lines in Massachusetts, with market share. Share is computed within this state and line from filed market data.
| # | Carrier | Policies in force | Premium written | Market share |
|---|---|---|---|---|
| 1 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $56.9M | 4.8% |
| 2 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $47.6M | 4.0% |
| 3 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $23.7M | 2.0% |
| 4 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $23.3M | 1.9% |
| 5 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $21.2M | 1.8% |
| 6 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $20.4M | 1.7% |
| 7 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $19.5M | 1.6% |
| 8 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $18.3M | 1.5% |
| 9 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $16.4M | 1.4% |
| 10 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $16.1M | 1.3% |
| 11 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $16M | 1.3% |
| 12 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $15.9M | 1.3% |
| 13 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $15.9M | 1.3% |
| 14 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $15.4M | 1.3% |
| 15 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $14.9M | 1.3% |
| 16 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $14.3M | 1.2% |
| 17 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $14.2M | 1.2% |
| 18 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $13.8M | 1.1% |
| 19 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $13.5M | 1.1% |
| 20 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $13.4M | 1.1% |
| 21 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $13.2M | 1.1% |
| 22 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $13.2M | 1.1% |
| 23 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $13.1M | 1.1% |
| 24 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $12.4M | 1.0% |
| 25 | TOP 25 + FAIR PLAN (AGGREGATE) | — | $12.3M | 1.0% |
- 1.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $56.9M
4.8% - 2.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $47.6M
4.0% - 3.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $23.7M
2.0% - 4.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $23.3M
1.9% - 5.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $21.2M
1.8% - 6.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $20.4M
1.7% - 7.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $19.5M
1.6% - 8.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $18.3M
1.5% - 9.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $16.4M
1.4% - 10.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $16.1M
1.3% - 11.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $16M
1.3% - 12.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $15.9M
1.3% - 13.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $15.9M
1.3% - 14.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $15.4M
1.3% - 15.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $14.9M
1.3% - 16.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $14.3M
1.2% - 17.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $14.2M
1.2% - 18.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $13.8M
1.1% - 19.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $13.5M
1.1% - 20.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $13.4M
1.1% - 21.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $13.2M
1.1% - 22.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $13.2M
1.1% - 23.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $13.1M
1.1% - 24.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $12.4M
1.0% - 25.TOP 25 + FAIR PLAN (AGGREGATE)
- Policies
- —
- Premium
- $12.3M
1.0%
Residual market
Residual market
Insurer-of-last-resort exposure — the coverage carriers declined.
- Policies
- 213,928
- Exposure
- $115.6B
- Premium written
- $400.9M
Plans: FAIR / beach-plan stats (III · PIPSO) · as of 2024-12-31
Residual-market exposure aggregates FAIR plans, beach/windstorm pools, and state-run insurers of last resort from Insurance Information Institute (III · PIPSO) stat tables and state factbooks. Exposure and premium are stored in full dollars.
Methodology & sources
This explorer compiles filed and public-record insurance market data. It is a reference surface, not insurance advice — figures reflect what carriers and regulators have filed, with the vintage shown per source.
- Carrier market shareNAIC 50-state baseline + state DOI reports (latest filed year)
- Carrier market-share is computed within a single state and line from filed market data (NAIC 50-state baseline, state DOI market-share reports, and FL OIR QUASR). Share compares carriers inside one state/line only — it never sums premium across states, so earned-basis and written-basis filings are never mixed.
- Florida county presenceFL OIR QUASR county cut, latest report period
- Florida county carrier presence is the OIR QUASR county cut. Large Florida domestic carriers file their county data as trade secret under §624.4212, Fla. Stat., so they are absent here — the county view is not a complete market.
- Residual marketIII / PIPSO residual-plan stats (FY2024) + state factbooks
- Residual-market exposure aggregates FAIR plans, beach/windstorm pools, and state-run insurers of last resort from Insurance Information Institute (III · PIPSO) stat tables and state factbooks. Exposure and premium are stored in full dollars.
- Carrier-health watchNAIC GRID + state insolvency lists
- Receivership status is from NAIC GRID and state insolvency lists. We show the proceeding type and date as filed — this is a public record, not a judgment about a carrier's financial strength.
- ZIP cost & nonrenewalFIO federal homeowners filings, 2018–2022
- ZIP-level premium, loss, and nonrenewal figures are from the Federal Insurance Office (FIO) homeowners data filings, 2018–2022. Treasury withdrew the dataset; this is a recovered public mirror.
- Utah basis note
- Utah filings report direct premiums earned (not written); its share figures are earned-basis and not directly comparable to written-basis states.
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