Broward County carrier presence
Residential carriers writing in Broward County, ranked by policies in force, from the OIR QUASR county cut (as of 2026-03-01).
Florida's largest domestic insurers file county-level data as trade secret under §624.4212, Fla. Stat. (e.g. State Farm Florida, Universal, Slide, Tower Hill, American Integrity, Florida Peninsula, Kin). They are absent from this county view, so treat it as the residual-and-specialty slice of the market, not the whole.
| # | Carrier | Policies in force | Premium written | County share |
|---|---|---|---|---|
| 1 | CITIZENS PROPERTY INSURANCE CORPORATION | 49,341 | $115M | 29.1% |
| 2 | AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA | 30,542 | $5.3M | 18.0% |
| 3 | CASTLE KEY INDEMNITY COMPANY | 18,912 | $37.6M | 11.2% |
| 4 | AMERICAN MODERN HOME INSURANCE COMPANY | 14,585 | $3.3M | 8.6% |
| 5 | AMERICAN SECURITY INSURANCE COMPANY | 14,354 | $74.1M | 8.5% |
| 6 | CYPRESS PROPERTY & CASUALTY INSURANCE COMPANY | 9,383 | $32.2M | 5.5% |
| 7 | LEMONADE INSURANCE COMPANY | 7,150 | $1.4M | 4.2% |
| 8 | MANGROVE PROPERTY INSURANCE COMPANY | 4,081 | $22.7M | 2.4% |
| 9 | LIBERTY MUTUAL FIRE INSURANCE COMPANY | 3,145 | $4.4M | 1.9% |
| 10 | PRAETORIAN INSURANCE COMPANY | 3,008 | $726.3K | 1.8% |
| 11 | CASTLE KEY INSURANCE COMPANY | 2,839 | $8.1M | 1.7% |
| 12 | TRISURA INSURANCE COMPANY | 2,199 | $588.3K | 1.3% |
| 13 | FIRST LIBERTY INSURANCE CORPORATION (THE) | 1,581 | $2.2M | 0.9% |
| 14 | MARKEL INSURANCE COMPANY | 1,523 | $8.7K | 0.9% |
| 15 | AMICA MUTUAL INSURANCE COMPANY | 1,120 | $6.7M | 0.7% |
| 16 | FLORIDA FARM BUREAU CASUALTY INSURANCE COMPANY | 1,020 | $5.5M | 0.6% |
| 17 | AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY | 778 | $346.3K | 0.5% |
| 18 | FARMERS CASUALTY INSURANCE COMPANY | 545 | $1.6M | 0.3% |
| 19 | HARTFORD INSURANCE COMPANY OF THE MIDWEST | 476 | $2.1M | 0.3% |
| 20 | AIG PROPERTY CASUALTY COMPANY | 384 | $11M | 0.2% |
| 21 | NATIONWIDE MUTUAL INSURANCE COMPANY | 349 | $1M | 0.2% |
| 22 | APEX STAR RECIPROCAL EXCHANGE | 345 | $1.7M | 0.2% |
| 23 | MARKEL AMERICAN INSURANCE COMPANY | 336 | $24.5K | 0.2% |
| 24 | UNITED CASUALTY INSURANCE COMPANY OF AMERICA | 335 | $7.3K | 0.2% |
| 25 | STILLWATER PROPERTY AND CASUALTY INSURANCE COMPANY | 281 | $716K | 0.2% |
| 26 | CENTAURI SPECIALTY INSURANCE COMPANY | 154 | $1.3M | 0.1% |
| 27 | CIMARRON INSURANCE COMPANY, INC. | 147 | $31.2K | 0.1% |
| 28 | THE CINCINNATI INSURANCE COMPANY | 123 | $1.3M | 0.1% |
| 29 | BERKLEY INSURANCE COMPANY | 103 | $993.7K | 0.1% |
| 30 | AMERICAN HOME ASSURANCE COMPANY | 52 | $813K | 0.0% |
- 1.CITIZENS PROPERTY INSURANCE CORPORATION
- Policies
- 49,341
- Premium
- $115M
29.1% - 2.AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA
- Policies
- 30,542
- Premium
- $5.3M
18.0% - 3.CASTLE KEY INDEMNITY COMPANY
- Policies
- 18,912
- Premium
- $37.6M
11.2% - 4.AMERICAN MODERN HOME INSURANCE COMPANY
- Policies
- 14,585
- Premium
- $3.3M
8.6% - 5.AMERICAN SECURITY INSURANCE COMPANY
- Policies
- 14,354
- Premium
- $74.1M
8.5% - 6.CYPRESS PROPERTY & CASUALTY INSURANCE COMPANY
- Policies
- 9,383
- Premium
- $32.2M
5.5% - 7.LEMONADE INSURANCE COMPANY
- Policies
- 7,150
- Premium
- $1.4M
4.2% - 8.MANGROVE PROPERTY INSURANCE COMPANY
- Policies
- 4,081
- Premium
- $22.7M
2.4% - 9.LIBERTY MUTUAL FIRE INSURANCE COMPANY
- Policies
- 3,145
- Premium
- $4.4M
1.9% - 10.PRAETORIAN INSURANCE COMPANY
- Policies
- 3,008
- Premium
- $726.3K
1.8% - 11.CASTLE KEY INSURANCE COMPANY
- Policies
- 2,839
- Premium
- $8.1M
1.7% - 12.TRISURA INSURANCE COMPANY
- Policies
- 2,199
- Premium
- $588.3K
1.3% - 13.FIRST LIBERTY INSURANCE CORPORATION (THE)
- Policies
- 1,581
- Premium
- $2.2M
0.9% - 14.MARKEL INSURANCE COMPANY
- Policies
- 1,523
- Premium
- $8.7K
0.9% - 15.AMICA MUTUAL INSURANCE COMPANY
- Policies
- 1,120
- Premium
- $6.7M
0.7% - 16.FLORIDA FARM BUREAU CASUALTY INSURANCE COMPANY
- Policies
- 1,020
- Premium
- $5.5M
0.6% - 17.AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY
- Policies
- 778
- Premium
- $346.3K
0.5% - 18.FARMERS CASUALTY INSURANCE COMPANY
- Policies
- 545
- Premium
- $1.6M
0.3% - 19.HARTFORD INSURANCE COMPANY OF THE MIDWEST
- Policies
- 476
- Premium
- $2.1M
0.3% - 20.AIG PROPERTY CASUALTY COMPANY
- Policies
- 384
- Premium
- $11M
0.2% - 21.NATIONWIDE MUTUAL INSURANCE COMPANY
- Policies
- 349
- Premium
- $1M
0.2% - 22.APEX STAR RECIPROCAL EXCHANGE
- Policies
- 345
- Premium
- $1.7M
0.2% - 23.MARKEL AMERICAN INSURANCE COMPANY
- Policies
- 336
- Premium
- $24.5K
0.2% - 24.UNITED CASUALTY INSURANCE COMPANY OF AMERICA
- Policies
- 335
- Premium
- $7.3K
0.2% - 25.STILLWATER PROPERTY AND CASUALTY INSURANCE COMPANY
- Policies
- 281
- Premium
- $716K
0.2% - 26.CENTAURI SPECIALTY INSURANCE COMPANY
- Policies
- 154
- Premium
- $1.3M
0.1% - 27.CIMARRON INSURANCE COMPANY, INC.
- Policies
- 147
- Premium
- $31.2K
0.1% - 28.THE CINCINNATI INSURANCE COMPANY
- Policies
- 123
- Premium
- $1.3M
0.1% - 29.BERKLEY INSURANCE COMPANY
- Policies
- 103
- Premium
- $993.7K
0.1% - 30.AMERICAN HOME ASSURANCE COMPANY
- Policies
- 52
- Premium
- $813K
0.0%
Methodology & sources
This explorer compiles filed and public-record insurance market data. It is a reference surface, not insurance advice — figures reflect what carriers and regulators have filed, with the vintage shown per source.
- Carrier market shareNAIC 50-state baseline + state DOI reports (latest filed year)
- Carrier market-share is computed within a single state and line from filed market data (NAIC 50-state baseline, state DOI market-share reports, and FL OIR QUASR). Share compares carriers inside one state/line only — it never sums premium across states, so earned-basis and written-basis filings are never mixed.
- Florida county presenceFL OIR QUASR county cut, latest report period
- Florida county carrier presence is the OIR QUASR county cut. Large Florida domestic carriers file their county data as trade secret under §624.4212, Fla. Stat., so they are absent here — the county view is not a complete market.
- Residual marketIII / PIPSO residual-plan stats (FY2024) + state factbooks
- Residual-market exposure aggregates FAIR plans, beach/windstorm pools, and state-run insurers of last resort from Insurance Information Institute (III · PIPSO) stat tables and state factbooks. Exposure and premium are stored in full dollars.
- Carrier-health watchNAIC GRID + state insolvency lists
- Receivership status is from NAIC GRID and state insolvency lists. We show the proceeding type and date as filed — this is a public record, not a judgment about a carrier's financial strength.
- ZIP cost & nonrenewalFIO federal homeowners filings, 2018–2022
- ZIP-level premium, loss, and nonrenewal figures are from the Federal Insurance Office (FIO) homeowners data filings, 2018–2022. Treasury withdrew the dataset; this is a recovered public mirror.
- Utah basis note
- Utah filings report direct premiums earned (not written); its share figures are earned-basis and not directly comparable to written-basis states.
Comparing coverage for your association?
Get quotes from a Florida-licensed P&C producer who specializes in community associations. Common Elements is a marketing service that connects you with a licensed agent — we don’t quote, bind, or sell coverage, and this page is reference data, not insurance advice.
Request quotes