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Claim or joinLegal name: WOOD DUCK ISLAND(CPS-1)
HOA · Vero Beach, FL
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively High composite risk for this county · 76th percentile of FL counties
35 federal disaster declarations for this county, including 22 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · VERO BEACH, CITY OF
CRS class 6: community flood-mitigation rating, 1 is the strongest discount
9,094 flood policies in force in this ZIP (4,820 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 32963
2020 +3.5% · 2021 +21.1% · 2022 +17.4% · 2023 +10.5% · 2024 +8.2% · 2025 -8.1%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
No Structural Integrity Reserve Study on file yet.
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Most recent significant event in Indian River County: Tornado, Oct 9, 2024.
Post-storm federal aerial imagery exists for this location: Hurricane Nicole, 2022. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Indian River County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Public record · State structural-integrity filings, county parcel records
Homeowners insurance in ZIP 32963 · 2022
Average premium changed +7.4% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as WOOD DUCK ISLAND(CPS-1)
Principal address · Legal name · Type
Filed as shown; displayed as Wood Duck Island
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.