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Claim or joinLegal name: BLUEGREEN'S BAYSIDE RESORT AND SPA AT PANAMA CITY BEACH CONDO
Condo / COA · Panama City, FL
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See also the Florida Condominium Act (Fla. Stat. Ch. 718).
No SB 4-D applicability determination is on file for this association.
Public record · State structural-integrity filings, state workers' compensation filings
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · State structural-integrity filings
Relatively High composite risk for this neighborhood area · 94th percentile of FL neighborhood areas
49 federal disaster declarations for this county, including 26 hurricanes, most recent Sep 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
8,855 flood policies in force in this ZIP (6,066 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 32413
2020 +8.7% · 2021 +17.6% · 2022 +27.7% · 2023 +8.8% · 2024 -4.5% · 2025 +3.0%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
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0% of nearby housing sits in 5+ unit buildings, most of it built in 2020 or later.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Structural Integrity Reserve Study on file · CONDOMINIUM.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Most recent significant event in Bay County: Tornado, Oct 27, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Bay County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32413 · 2022
Average premium changed -30.0% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as BLUEGREEN'S BAYSIDE RESORT AND SPA AT PANAMA CITY BEACH CONDO
Principal address · Legal name · Type
Filed as shown; displayed as Bluegreen's Bayside Resort and Spa at Panama City Beach Condominium
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