This association’s public record, built from public filings and public data. Board members and managers can claim it and correct it. Owners and residents can join it.
Claim or joinHOA · 1 units · Keystone Heights, FL
Public sources disagree about this community's size. We found estimates from 1 to 26 (Registry filing: 1 · County parcel roll (linked parcels): 26). Review the sources below or submit a correction. Officers can update this listing.
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Browse open RFPsPublic record, cross-referenced across state, county, and federal filings. Not legal advice. Consult association counsel for governance questions.
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Very Low composite risk for this neighborhood area · 3rd percentile of FL neighborhood areas
39 federal disaster declarations for this county, including 18 hurricanes, most recent Apr 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · KEYSTONE HEIGHTS, CITY OF
189 flood policies in force in this ZIP · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
1,248 total living square feet on the roll.
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
No officer filings on record for Big Tree Lakes Property Owners yet.
From public officer filings
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0% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Annual change in ZIP 32656
2020 +6.4% · 2021 +16.9% · 2022 +16.1% · 2023 +15.4% · 2024 +0.2% · 2025 -0.8%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Clay County: Coastal flood, Oct 3, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Clay County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32656 · 2022
Average premium changed -16.3% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
22 & Oak Homes, LLC
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2nd Look, LLC
Fleming Island, FL
3R Electrical Contracting LLC
Orange Park, FL
4 Season's Techs INC
Orange Park, FL
68 Degree Cooling & Heating LLC
Middleburg, FL
7S Ventures LLC
Green Cove Springs, FL
Verified vendor companies serving Clay County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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Cross-referenced public records
On file as Big Tree Lakes Property Owners
Legal name · Type
County parcel records, address verified
Principal address
Source not recorded
Units
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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