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Claim or joinLegal name: BERKSHIRE LAKES MASTER ASSOC
HOA · 1 units · Naples, FL
Public sources disagree about this community's size. We found estimates from 1 to 16 (Registry filing: 1 · County parcel roll (linked parcels): 16). Review the sources below or submit a correction. Officers can update this listing.
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Very High composite risk for this neighborhood area · 99th percentile of FL neighborhood areas
54 federal disaster declarations for this county, including 25 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · NAPLES, CITY OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
2,891 flood policies in force in this ZIP (768 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Oct 30, 2019 · Right of Way Occupancy
EXISTING 10' TALL CONCRETE SOUND WALL ENCROACHING 5' (7' FROM TOP OF BANK) WITHIN THE SOU…
Oct 30, 2019 · Right of Way Occupancy
EXISTING 36" CULVERT WITH HEADWALL THROUGH THE SOUTH RIGHT OF WAY OF THE GOLDEN GATE MAIN…
May 12, 1993 · ERP/IND
Berkshire Lakes Unit 7
Jul 24, 1991 · ERP/IND
New Waterford
Aug 22, 1990 · ERP/IND
Berkshire Village - Phase I I (Tract B, Unit 3)
Capital-project and contractor activity on file.
Public record · Right-of-way permits, environmental resource permits
Public record · State health department pool inspections
4,875 total living square feet on the roll.
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
No officer filings on record for Berkshire Lakes Master Association yet.
From public officer filings
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15% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Annual change in ZIP 34104
2020 -2.1% · 2021 +16.5% · 2022 +33.7% · 2023 +19.6% · 2024 -3.3% · 2025 +8.3%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Most recent significant event in Collier County: Wildfire, Feb 22, 2026.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Collier County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 34104 · 2022
Average premium changed -0.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as BERKSHIRE LAKES MASTER ASSOC
Legal name · Type
Filed as shown; displayed as Berkshire Lakes Master Association
County parcel records, address verified
Principal address
Source not recorded
Units
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
2 linked public records
Names are shown in title case for readability. The string above is the name on file, unchanged.
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