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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively Moderate composite risk for this neighborhood area · 85th percentile of FL neighborhood areas
38 federal disaster declarations for this county, including 22 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
234 flood policies in force in this ZIP (3 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in ZIP 32110
2020 -1.1% · 2021 +31.7% · 2022 +23.4% · 2023 +7.4% · 2024 +13.1% · 2025 -3.4%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
No officer filings on record for Andalusia Bay Owners Associati yet.
From public officer filings
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1% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Most recent significant event in Flagler County: Wildfire, Feb 4, 2026.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Flagler County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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Cross-referenced public records
On file as ANDALUSIA BAY OWNERS ASSOCIATI
Principal address · Legal name · Type
Filed as shown; displayed as Andalusia Bay Owners Associati
Public record
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