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Data sourced from New Jersey Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
See also the New Jersey Condominium Act (NJSA § 46:8B).
Source: FEMA NFHL · FL SIRS · HUD FHA
16% of nearby housing sits in 5+ unit buildings, most of it built before 1940.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Most recent significant event in Essex County: Flash flood, Aug 13, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Essex County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Annual change in ZIP 07040
2020 +4.3% · 2021 +9.1% · 2022 +9.1% · 2023 +9.2% · 2024 +11.1% · 2025 +5.2%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Homeowners insurance in ZIP 07040 · 2022
Average premium changed -2.0% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022