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HOA · Charlotte, VT
Public-record registry data
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Participates in the National Flood Insurance Program · WINOOSKI, CITY OF
CRS class 8 — community flood-mitigation rating, 1 is the strongest discount
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
Homeowners insurance in ZIP 05445 · 2022
Average premium changed -1.0% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022