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HOA · ROSEMARY BEACH, FL
Public-record registry data
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Source: FEMA NFHL · FL SIRS · HUD FHA
152,826 flood policies in force in this ZIP (107,407 condo) · as of 2026-06-10
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
DENISE H ROWAN · Individual
558 HARRISON AVENUE
PANAMA CITY, 32401
Source: Florida Division of Corporations (Sunbiz) records
27% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Homeowners insurance in ZIP 32413 · 2022
Average premium changed -30.0% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022
From Florida annual report filings (Florida Division of Corporations / Sunbiz) · 2026 Q2 snapshot
Claim it to manage GRAND OAKS HOMEOWNERS ASSOCIATION OF BAY COUNTY, INC. on Common Elements.
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