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HOA · MERRITT ISLAND, FL
Public-record registry data
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Participates in the National Flood Insurance Program · WEST MELBOURNE, CITY OF
CRS class 7 — community flood-mitigation rating, 1 is the strongest discount
41,210 flood policies in force in this ZIP (4,813 condo) · as of 2026-06-10
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
Lainie Kral · Individual
4425 Hebron Dr
MERRITT ISLAND, 32953
Source: Florida Division of Corporations (Sunbiz) records
Homeowners insurance in ZIP 32953 · 2022
Average premium changed -29.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022
From Florida annual report filings (Florida Division of Corporations / Sunbiz) · 2026 Q2 snapshot
Claim it to manage NORTH MERRITT ISLAND HOMEOWNERS ASSOCIATION, INC. on Common Elements.
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