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Condo / COA · Palm Harbor, FL
Public-record registry data
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Source: FEMA NFHL · FL SIRS · HUD FHA
47,976 flood policies in force in this ZIP (7,510 condo) · as of 2026-06-10
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
MONARCH ASSOCIATION MANAGEMENT, INC. · Management Company
C/O Monarch Association Management, Inc.
Palm Harbor, 38683
Source: Florida Division of Corporations (Sunbiz) records
6% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Homeowners insurance in ZIP 34683 · 2022
Average premium changed -4.0% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022
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Board members can upload and share the association's current budget, financials, and amended governing documents. Claim this listing to manage them.
Source: County recorder · TREC · portals
From Florida annual report filings (Florida Division of Corporations / Sunbiz) · 2026 Q2 snapshot
Claim it to manage HIGHLAND LAKES MODEL CONDOMINIUM ASSOCIATION, INC. on Common Elements.
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