CEI
Common Elements

Resources

Educational articles on community association insurance. Written in plain language for board members, officers, and property managers.

master policyfloridacondo insurance

What Every Florida Condo Board Should Know About Master Policy Insurance

A board member's guide to understanding your association's master property insurance policy, what it covers, what it doesn't, and what Florida law requires.

February 15, 20266 min read
insurance appraisalreplacement costboard education

Insurance Appraisals: Why Your Association's Coverage Limit Is Probably Wrong

Most community associations are insured based on outdated replacement cost estimates. Here's how insurance appraisals work, why they matter, and what your board should do about it.

February 10, 20266 min read
surplus linescoastal insuranceflorida

Surplus Lines Insurance: What Gulf Coast Associations Need to Know

More coastal community associations are being placed in the surplus lines market. Here's what that means, how it's different from admitted carriers, and what your board should understand.

February 5, 20266 min read
D&O insuranceboard membersflorida

D&O Insurance for Community Association Board Members: A Practical Guide

Serving on your HOA or condo board? Here's what directors and officers insurance actually covers, why volunteers need it, and what Florida law does (and doesn't) protect.

January 28, 20266 min read
milestone inspectionSB 4-Dflorida

Milestone Inspections and Insurance: What Florida Association Boards Need to Know

Florida's milestone inspection requirements (SB 4-D) have direct implications for your association's insurance program. Here's how structural inspections and insurance coverage intersect.

January 20, 20266 min read

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