$1,700 to $5,200
Reference range, not a quote. Per year, before broker fees and taxes. As of 2026-06.
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Ask the Common AreaThis is a ballpark reference range, not a quote. The numbers are static editorial ranges compiled from published association-insurance market commentary, not a query against filed premium data and not your carrier’s rates. Actual D&O premiums are individually underwritten and depend on the policy form, limit, retention, your governing documents, and the carrier’s appetite. Common Elements Insurance is a marketing service that connects boards with licensed agents; we don’t quote, bind, or sell coverage. This is not legal or insurance advice.